LOAN-SIGNING SERVICES
What is a Loan-Signing Service?
As a Certified Notary Signing Agent (NSA), I am trained and certified concerning the proper execution of loan documents. As a NSA I am an independent person hired by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain the necessary signatures, and in some cases deliver the documents to the borrower.
As a NSA I am an impartial party to the transaction, and must adhere to the notary laws of State of California.
As a NSA I am an impartial party to the transaction, and must adhere to the notary laws of State of California.
Types of Loan-Signings
If you do not know what type of notarial certificate your document requires, please contact the author of the document,
or the document recipient, and have them advise you regarding what type of form you should use.
Seller Package
The purpose of an acknowledgment is to ensure that the signer of a document is who they claim to be and has voluntarily signed the document.
HELOC
A Home Equity Line of Credit (HELOC) that is tied to the equity of your house. For instance, the home is worth $500,000 and there is a first loan for $200,000, that means there is $300,000 of equity. In this example the bank may approve the borrower for a line of credit for $100,000.
Reverse Mortgage
A reverse mortgage enables older homeowners (62+) to convert part of their equity in their homes in to tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payment.
A.R.M. Loans
Unlike a fixed rate mortgage, an Adjustable Rate Mortgage (ARM) interest rate will change, often after a set amount of years of fized payments.
Contact Us Today
All it takes is a quick call or email and we can schedule a time to come to your location and perform your Notary needs.
Before Your Loan-Signing
Loan-Signing Glossary
Perhaps you are lost with a bunch of loan terminology
Here is a resourceful Glossary of Loan Terminologies.
Loan-Signing Agent's Code of Conduct
The Notary Loan-Signing Agent's pivotal role in lending integrity to mortage finance and real property transactions necessitates sound standards for the performance of loan-signing services.